Wildfire Damage Claims

Helping Homeowners and Property Owners Recover After Wildfire Losses

Wildfires have become an increasingly common and destructive force across Washington State. From rural communities to suburban neighborhoods, thousands of properties have suffered from fire, smoke, and ember-related damage. At Washington Public Adjuster, we specialize in wildfire damage claims, helping homeowners, landlords, businesses, and non-profits navigate the complicated insurance process and recover every dollar they’re owed.

As licensed Washington public adjusters, we work for you—not the insurance company. After a wildfire, insurers often underestimate smoke damage, deny coverage for secondary issues, or delay settlements. Our job is to level the playing field. We handle everything: damage documentation, policy review, claim preparation, and direct negotiations with your insurer. You focus on recovery—we handle the rest.

What is a Wildfire Damage Claim?

A wildfire damage claim is a formal request made to your insurance company seeking compensation for loss or damage caused by wildfire events. This includes structural fire damage, smoke infiltration, melted windows, scorched landscaping, damaged HVAC systems, contaminated insulation, and more. In many cases, homes that didn’t burn down completely still suffer serious damage from heat, ash, or smoke—and this often goes underreported or undervalued by the insurer.

That’s where Washington Public Adjuster comes in. We conduct a detailed, independent inspection of your property to uncover all wildfire-related damages—visible and hidden. We then prepare and submit a strong, evidence-backed claim package that demands fair and full compensation in accordance with your policy.

Why Washington Residents Trust Washington Public Adjuster After Wildfires

Wildfire season in Washington has intensified in recent years, impacting communities from Spokane and Yakima to Wenatchee, Vancouver, and the Olympic Peninsula. Many homeowners assume their insurer will handle the damage fairly—only to discover delays, lowball offers, or flat-out denials. That’s why so many Washington property owners turn to us.

At Washington Public Adjuster, we understand the true cost of wildfire loss. We’ve helped countless clients recover not just for visible damage, but also for hidden structural, smoke, and soot-related issues. Our wildfire claims process is thorough, transparent, and tailored to the unique needs of each client. Whether your home is unlivable or partially affected, we fight for the full value of your loss—no shortcuts.

Frequently Asked Questions

Got questions about your wildfire damage insurance claim or how we work? Here are answers to some of the most common questions from Washington homeowners and property owners after a wildfire event.

Wildfire damage can include burned structures, smoke contamination, melted exterior elements, ash deposits, roof damage, electrical system exposure, HVAC damage, and more. Even homes not directly touched by flames may still qualify due to smoke or heat-related impact.

Don’t Let the Insurance Company Decide What Your Loss is Worth

Wildfires can be devastating, but the insurance process shouldn’t add to your stress. At Washington Public Adjuster, we fight for fair, full wildfire claim settlements—so you can focus on recovery, not red tape. If your property was impacted by wildfire in any part of Washington, get in touch for a free claim review and let us help you rebuild stronger.