Water & Mold Damage Claims
Helping Washington Homeowners Recover from Hidden and Ongoing Property Damage
Water damage is one of the most common and deceptive forms of property loss—and when not addressed quickly, it can lead to dangerous mold growth, structural instability, and costly repairs. At Washington Public Adjuster, we specialize in water and mold damage insurance claims, making sure homeowners, landlords, and business owners get the compensation they need to fully restore their properties.
As licensed Washington public adjusters, we don’t work for the insurance company—we work for you. Insurance carriers often downplay or deny water-related claims, blaming “maintenance issues” or excluding mold damage entirely. Our role is to identify every element of the damage, interpret your policy, and fight for the full settlement you’re entitled to.
What Are Water & Mold Damage Claims?
A water damage claim is filed when your property suffers damage due to a sudden or accidental water event—like a burst pipe, roof leak, appliance overflow, storm damage, or sewer backup. When left untreated, this moisture can lead to mold infestations, which are not only damaging but pose serious health risks to occupants.
Unfortunately, insurers often claim mold is a result of negligence or exclude it from coverage altogether. That’s where Washington Public Adjuster steps in. We thoroughly investigate the source, timeline, and extent of your water and mold damage, prepare a complete claim package, and negotiate aggressively to ensure your losses are covered—not dismissed.
Why Washington Property Owners Trust Washington Public Adjuster
From heavy rain and snowmelt to plumbing failures and drainage issues, water damage is a real concern for homeowners across Washington. Cities like Seattle, Tacoma, Olympia, Spokane, and Bellingham experience weather-related flooding and moisture issues every year.
Many property owners are shocked when their insurance company delays the process or denies the claim. Washington Public Adjuster helps protect you from that risk. We’re local experts who understand Washington’s climate, construction types, and insurer tactics. Whether you’re dealing with visible flooding or hidden mold in walls or crawl spaces, our team ensures your entire loss is documented, valued, and pursued.
Frequently Asked Questions
Got questions about your water or mold damage insurance claim? Here are answers to some of the most common questions from Washington homeowners and property managers.
Most standard policies cover sudden and accidental water damage, such as burst pipes, broken appliances, or stormwater intrusion. Gradual leaks or maintenance issues are typically excluded—but we can help prove when damage was sudden or connected to a covered event.
Mold damage may be covered if it results from a covered water loss. For example, if a burst pipe leads to mold, it might be included. However, many insurers try to deny mold-related costs. A Washington public adjuster can fight to ensure you receive all applicable mold remediation benefits.
We use advanced inspection tools, moisture mapping, infrared scanning, and expert reports to document hidden water damage and mold. This allows us to present strong evidence during the claims process that insurers cannot easily dismiss.
Possibly. Time is important, but many water and mold damage claims are delayed due to hidden leaks. We can help determine when the damage occurred, whether it's still eligible, and how to position your claim for success.
We charge nothing upfront. Our team works on a contingency fee basis, meaning you only pay if we recover money on your behalf. Your consultation and claim review are 100% free.
Don’t Let Water or Mold Destroy Your Property’s Value
Water and mold damage can quietly destroy your home or business—while your insurance company looks for ways to deny or minimize your claim. At Washington Public Adjuster, we protect your rights, your property, and your peace of mind. Contact us today for a free water or mold damage claim review, and let’s get your recovery started right.